Intermediate English for budgeting, bills and banking: make ends meet, cut back on, pay off, shop around and other natural money expressions.
Free Money & Finance vocabulary flashcards at the B1 level — all 35 words with definitions and examples. Study them with spaced repetition and recognize and use these words confidently in real conversations.
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make ends meet
to earn just enough money to pay for the things you need
cut back on
to spend less money on something
stick to a budget
to keep your spending inside the plan you made
get into debt
to start owing money, usually because you spend more than you have
pay off
to pay back all the money you owe on a loan
put aside
to keep some money separate so that you can use it later
pay in
to put money into your bank account
take out a loan
to borrow money from a bank that you must pay back with interest
shop around
to look at several shops to find the best price before you buy
keep track of
to keep a record of how much you spend
pay rise
an increase in the money you earn from your job
earn a living
to earn enough money from work to pay for your life
cost of living
the amount of money people need to pay for food, housing and other basic things
cost a fortune
to be extremely expensive
broke
having no money at the moment, used in informal speech
short of money
not having enough money for what you need right now
spare change
coins you have with you that you do not need right now
good value
worth the money you pay because the quality is good for the price
good deal
something you buy at a better price than usual
waste of money
something that is not worth the money you paid for it
pricey
more expensive than you expect, used in informal speech
generous
happy to give money, time and help to other people
overcharge
to ask a customer for more money than the correct price
pay a fine
to pay money as a punishment for breaking a rule
put down a deposit
to pay a first part of the price to reserve something
cover the cost
to be enough money to pay for something
make a profit
to earn more money from a business than you spent on it
make a loss
to earn less money from a business than you spent on it
add up
to put numbers together to find the total
work out
to calculate an amount, such as each person's share of a bill
bank transfer
a way of sending money directly from one bank account to another
pay in instalments
to pay for something in several smaller amounts over time
hidden charges
extra costs that are not clearly shown when you agree to buy something
invest in
to put money into something so that it may give you more money later
money is tight
there is not much money available, so you must be careful